Purpose: Throughout the world, the dominant discourse treats "financial literacy" as both necessary and sufficient to improve the well-being of individuals and society. Findings: This essay argues that financial literacy is neither, and that promoting financial literacy is a perverse way to address the inadequate retirement funding,…

Argues that sociopathy is the result of broad cultural failure and that social science has not demonstrated either the causes or the cures for sociopathy. Demonstrating social cause is beyond both the financial capacity and the ethical boundaries of society. Cultural and economic equality are potential solutions but society rejects these notions…

This article argues that it is essential to improve the U.S. health care system and to cut costs. If unchecked, health care costs could rise to 20% of the gross domestic product by the turn of the century, leaving substantially fewer financial resources for other costs such as education. (SLD)

Considers the nature of the urban crisis and proposed solutions. Policy ideas are presented that center on a level metropolitan playing field, one in which neither governments nor residents of cities and suburbs would be hostage to their municipal profiles and would have no incentives to seek comparative advantage. (SLD)

This review of perspectives on the current status and policy issues of urban America is divided into nine chapters, each of which includes a bibliography. Chapter one presents an overview of the postindustrial demographic and economic changes in the United States and the Federal government's response to these changes. The ongoing transformation of…