The number and availability of service-contingent loan forgiveness and loan repayment programs have expanded considerably since the establishment of the first major federal loan forgiveness program under the National Defense Education Act of 1958. This report provides information on federally authorized service-contingent student loan forgiveness…

At a time when student loan debt continues to mount for many, the Public Student Loan Forgiveness (PSLF) program--established in 2007 and administered by Education--is intended to encourage individuals to pursue careers in public service. Senate Report 116-48 included a provision for the Government Accountability Office (GAO) to study the…

Recent reports point to soaring student loan debt and high rates of default as impediments to financial security for millions of Americans. A number of colleges and universities have addressed the issue with initiatives ranging from financial fixes to bold new models of higher education. The Institute for College Access and Success (TICAS)…

Although many strategies are proposed to reduce the opportunity gap in higher education between and within countries, student loans with cost recovery measures are often preferred during times of fiscal constraint. This study briefly reviews the benefits and challenges of student loans over other forms of financial aid and presents the case for…

An analysis of the federal Stafford Student Loan Program summarizes its successes, limitations, and numerous problems and explains why reform has not yet occurred. A policy stalemate in Congress, lack of a well-developed reform alternative, and newly professionalized and mobilized interest groups are seen as making change unlikely. (Author/MSE)

A staff report on the availability of financial aid funds to students in California was presented to the Board of Governors of California Community Colleges and includes 13 recommendations for action. The report indicates a continuing increase in federal aid funds since 1955, with over $8 billion available in 1978-79. A review of federal and state…

This catalog is composed of brief descriptions of and extensive indexes to federal programs that provide educational benefits to the American public. It includes all programs administered by the U.S. Office of Education as well as programs administered by other federal agencies in support of educational services, professional training, or library…

The Guaranteed Student Loan Program, authorized by the 1965 Higher Education Act (Title IV-B) is intended to provide students with a means of financing part of the cost of education. The principal of the loan is provided by commercial lending institutions or state lending agencies. An increasing number of issues have surfaced regarding the program…

This document reviews the management of ten student assistance programs, including: the Basic Educational Opportunity Grants (BEOG), the State Student Incentive Grants (SSIG), the Supplementary Educational Opportunity Grants program (SEOG), the College Work Study program (CWSP), the National Direct Student Loan program (NDSL), the Guaranteed…

A College Entrance Examination Board study of the six, federally-assisted, student loan programs - National Defense Student Loan Program, Guaranteed Loans under the Higher Education Act of 1965, Guaranteed Loans for Vocational Students, Health Professions, Student Loan Program, Nursing Student Loan Program, and Cuban Refugee Student Loan Program -…

This report discusses the establishment and operation of the Federal Direct Student Loan Program (DL), enacted by Congress in 1993 to partially replace the existing federal guaranteed student loan programs with a single program that would make loans directly to postsecondary students through their schools. The DL program will be phased in over a…

This annual report describes the activities of the Alaska Commission on Postsecondary Education during the 1992-93 fiscal year and the administration of the various student financial aid programs under its direction. It discusses the Commission's mandate, membership, goals, and current functions, including priorities for the coming year and new…

Essentially an application of installment purchase concepts to higher education, the Zero Cash Plan allows students without cash from family resources for room, board, and tuition to attend Cazenovia College (New York) by deferring parent contributions until after graduation. The program has evolved to meet changing student and institution needs.…

This report describes the activities of the New York State Higher Education Services Corporation (HESC) during the 1995-96 fiscal year. It provides an overview of student and parent financial aid programs, including the Tuition Assistance Program (TAP), the largest state grant program in the United States. Major advances reported for 1995-96…

This booklet provides updated information (as of August 1987) on state and federal financial assistance programs available to postsecondary students in the state of New York. Program descriptions are divided into two sections: state-administered programs and federal programs. Each program description provides information on application procedures,…