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| Educational Evaluation and… | 2 |
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Peer reviewedBayus, Barry; Kendis, Kurt – Journal of Education Finance, 1982
In this econometric model of the Guaranteed Student Loan Program (GSLP), supply is related to banks' liquidity and yield curves, all lenders' economic costs and returns, and Student Loan Marketing Association activity. GSLP demand is based on loan costs, family debt position, and net student need for financial aid. (RW)
Descriptors: Banking, Family Financial Resources, Financial Needs, Higher Education
Peer reviewedHungerford, Thomas; Upshaw, Wayne – Economics of Education Review, 1994
Focuses on a specific federal credit program (the guaranteed student loan program), using the Engle and Granger two-step procedure to estimate an error correction model of commercial student loan supply. Results indicate that the secondary market is an important determinant of commercial student loan lending and that commercial supply is inelastic…
Descriptors: College Students, Federal Programs, Higher Education, Human Capital
Download full textSpencer, Lee E. – Journal of Student Financial Aid, 1974
Presents an equation to help determine risks in student loan programs at colleges and universities. Statistical tables accompany the text. (PG)
Descriptors: College Applicants, Educational Finance, Higher Education, Mathematical Models
Peer reviewedGreene, Laura L. – Educational Evaluation and Policy Analysis, 1989
Data on National Direct Student Loan Program borrowers at the University of North Carolina illustrate the use of a discriminant function analysis model and an alternative model identifying characteristics of borrowers who repay and borrowers who default. The alternative model--the Tobit technique--includes data on the magnitude of the default.…
Descriptors: College Students, Discriminant Analysis, Educational Economics, Higher Education
Peer reviewedWeiler, William C. – Educational Evaluation and Policy Analysis, 1991
The effect of indebtedness (undergraduate loan burden) after college graduation on the decision to pursue a graduate degree was studied for 899 individuals from the High School and Beyond study. Level of undergraduate debt was not a significant choice determinant. Some limitations of the methodology are discussed. (SLD)
Descriptors: Academic Persistence, College Graduates, Data Analysis, Decision Making
