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Aleksandra Gajda; Iwona Omelanczuk; Agnieszka Wolowicz – European Educational Research Journal, 2024
The main aim of the study was to identify the image of gender equality in Polish primary school textbooks. A thematic analysis of textbook content with elements of constant comparison method was carried out based on the six domains of the Gender Equality Index: work, money, knowledge, time power, and health. A total of 56 textbooks (32 Polish…
Descriptors: Textbooks, Textbook Content, Elementary Education, Foreign Countries
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Ocran, Gloria; Caesar, Livingstone Divine – Journal of Applied Research in Higher Education, 2022
Purpose: Despite the introduction of structural reforms to the students' loan scheme (SLS) in Ghana's higher education sector, patronage is still low. This paper aims to examine the complexity of technological and behavioural factors underpinning the low rate of students' loan adoption in Ghana. It further contributes to the body of knowledge by…
Descriptors: Student Loan Programs, Debt (Financial), Money Management, Knowledge Level
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Xiawei Tan; Zhineng Hu; Yongge Niu; Jiuping Xu – SAGE Open, 2024
The "campus loans" crisis has highlighted the importance of financial literacy among Chinese college students. Based on an analysis of 2,266 valid questionnaires, this study utilized survey data and logistic regression to examine the correlations between demographic and behavioral factors and financial literacy among students. The…
Descriptors: Foreign Countries, College Students, Financial Literacy, Money Management
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Happ, Roland; Hahn, Jinsoo; Jang, Kyungho; Rüter, Ines – Research in Comparative and International Education, 2022
This study compares the financial knowledge of Korean (N = 1006) and German (N = 1346) university students. The country-specific adaptations of the US-American Test of Financial Literacy was used to assess financial knowledge. Financial knowledge can be divided into three areas (everyday money management; banking; insurance). German students show…
Descriptors: Cross Cultural Studies, Money Management, Banking, Insurance
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Portia L. Johnson; Kimberly Watkins; Megan McCoy; Kenneth J. White; Jamie Lynn Byram; Bertranna Muruthi – Journal of Family and Consumer Sciences, 2024
This brief is derived from findings in White et al. (2020), "How Financial Socialization Messages Relate to Financial Management, Optimism, and Stress: Variations by Race," in which the authors examined explicit family financial socialization (e.g., overt communication messages provided by caregivers). More specifically, the focus was on…
Descriptors: Socialization, Money Management, Investment, Banking
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Bialowolski, Piotr; Cwynar, Andrzej; Cwynarc, Wiktor – Journal of Financial Counseling and Planning, 2021
Based on a nationally representative sample of adult Poles (N = 1,004), we examined structural relationships between financial knowledge, skills, confidence, attitudes, and behavior in debt-domain. We found that financial confidence--at least regarding debt-related issues--is tied to debt attitudes and behavior beyond the extent to which the…
Descriptors: Money Management, Self Efficacy, Adults, Correlation
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Yates, Stephanie R. – Journal of Financial Counseling and Planning, 2020
Using data from the 2016 Survey of Consumer Finances, this study investigates factors that affect electronic banking adoption rates. Financial knowledge, income, education, and credit card ownership are associated with a high probability of electronic banking adoption. However, age is negatively associated with the probability of online banking…
Descriptors: Banking, Online Systems, Money Management, Probability
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Gok, Ibrahim Yasar; Ozkale, Abdullah – e-Journal of Business Education and Scholarship of Teaching, 2019
This research investigates whether the undergraduate education experience in Turkey affects financial literacy (FL) levels of university students. A survey study was carried out in Suleyman Demirel University (Isparta, Turkey). Students from 7 departments under the fields of natural and applied sciences, social sciences, and health sciences were…
Descriptors: Foreign Countries, Money Management, Knowledge Level, Undergraduate Study
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Dare, Shekinah E.; van Dijk, Wilco W.; van Dijk, Eric; van Dillen, Lotte F.; Gallucci, Marcello; Simonse, Olaf – Journal of Educational Research, 2020
The present study used a Solomon four-group quasi-experimental design to examine the short-term effect of a large-scale national financial education program on children's knowledge and skills in responsible spending and performing transactions effectively. Our study included a representative sample of Dutch pupils in the fifth grade of primary…
Descriptors: Money Management, Program Effectiveness, Knowledge Level, Skill Development
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Ryan, Michael P.; Cude, Brenda J. – Journal of Financial Counseling and Planning, 2021
Most private sector employees have access to defined contribution retirement plans while public sector employees often may choose defined benefit or defined contribution plans. This research utilized a survey of faculty to analyze retirement plan satisfaction. Advice from a financial planner was positively associated with satisfaction with…
Descriptors: Risk, Money Management, Retirement, Retirement Benefits
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Tobe, Erica; Eschbach, Cheryl; Weber, Robert; Ortquist, Jinnifer; Hendrian, William V. – Journal of Financial Counseling and Planning, 2021
An evaluation was implemented over a 3-year period to assess a statewide financial capability program for low-income, diverse clientele in Michigan. Pre- and post- program evaluation data was used to determine knowledge gain and intended behavior change. Follow-up evaluation data confirmed behavior changes across 10 financial practices. Using the…
Descriptors: Behavior Change, Low Income Groups, Money Management, Program Evaluation
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García, Elena Moreno – European Journal of Contemporary Education, 2019
The purpose of the study was to assess the level of education that public accounting graduates in Veracruz, Mexico have regarding financial topics. Financial education has become an essential skill in people's lives as a result of the evolution of financial markets. It is logical to think that for graduated in the area of accounting it is…
Descriptors: Case Studies, Accounting, College Graduates, Money Management
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Böhm, Patrik; Böhmová, Gabriela; Šimková, Viktória; Gazdíková, Jana – Problems of Education in the 21st Century, 2021
Financial literacy, specifically its measurement and education in this field, is a very current topic. The main aim of this research was to find out whether secondary school education had a positive impact on the level of student's financial literacy and to identify other important factors that affected its level. All 363 first-year bachelor's…
Descriptors: Secondary Education, Mathematics Education, Knowledge Level, Multiple Literacies
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Cannistrà, Marta; Agasisti, Tommaso; Amagir, Aisa; Poder, Kaire; Holz, Oliver; Vartiak, Lukas; De Witte, Kristof – Research in Comparative and International Education, 2022
Given the expected advantages for individuals and societies, financial literacy is high on the policy agenda in many countries. This paper reports the results from a unique survey conducted on a sample of 13-16-year-old students in five European countries, aimed at measuring and comparing their level of financial literacy skills. The results…
Descriptors: Comparative Education, Money Management, Cross Cultural Studies, Secondary School Students
Liao, Yuqi – American Institutes for Research, 2020
This analysis compares 15-year-old students who reported career expectations in finance in 13 education systems that participated in the financial literacy assessment of the 2015 Program for International Student Assessment (PISA). In particular, it explores (a) selected demographic characteristics of students who expected to have a career in…
Descriptors: High School Students, Occupational Aspiration, Finance Occupations, Expectation
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