In recent years, the Public Service Loan Forgiveness program has garnered more attention among student loan borrowers in the United States as a potential source of loan relief. However--at least prior to the PSLF Program Overhaul introduced in October 2021--arduous eligibility criteria, opaque communication on the part of the U.S. Department of…

The Biden administration is implementing a new income-driven repayment (IDR) plan for federal student loans called Saving on a Valuable Education (SAVE). The SAVE plan adds to existing IDR plans and reduces borrowers' monthly payments and shortens the time certain borrowers must repay before their debts are forgiven compared with current options.…

Income-driven repayment (IDR) plans are a subset of student loan repayment plans that cap a borrower's monthly payment at a percentage of their discretionary income, which is defined as a portion of a borrower's adjusted gross income (AGI) that exceeds a specified multiple of the federal poverty line (FPL) for the borrower's family size. A…

This report summarizes findings from the School Meals Operations Study (SMO), part of an ongoing series to assess school meal operations on a school year (SY) basis. This volume of the study covers July 2021 through the end of September 2022 and includes SY 2021-2022. When the COVID-19 pandemic began in March 2020, the Families First Coronavirus…

Service-contingent student loan forgiveness and loan repayment programs enable borrowers to have all or part of their student loan debt forgiven or repaid in exchange for work or service in specific fields or professions. In both loan forgiveness and loan repayment programs, borrowers typically qualify for benefits by working or serving in certain…

The Office of Inspector General (OIG) consistently dedicates significant resources to the oversight of Federal student assistance programs programs due to the risks associated with their complexity, high levels of funding, large numbers of program participants, and reliance on contractors. Through the office of Federal Student Aid (FSA), the U.S.…

Student-parents face unique postsecondary persistence and completion challenges as they balance raising children with the demands of coursework and possibly employment. In order to help lowincome student-parents earn degrees and credentials, the federal government provides Child Care Access Means Parents in School (CCAMPIS) grants to institutions…

Veterans Readiness and Employment (VR&E) is an entitlement program that provides job training and related services "to enable veterans with service-connected disabilities to achieve maximum independence in daily living and, to the maximum extent feasible, to become employable and to obtain and maintain suitable employment." The…

About half of the more than $1 trillion in outstanding federal student Direct Loans are being repaid by borrowers using IDR plans. Some borrowers in IDR plans are now potentially eligible for forgiveness of their remaining loan balances after 20 or 25 years of payments. GAO was asked to review IDR forgiveness. This report examines: (1) how many…

The William D. Ford Federal Direct Loan (Direct Loan) program is the single largest source of federal financial assistance to support students' postsecondary educational pursuits. The U.S. Department of Education estimates that in FY2025, $93.1 billion in new loans will be made through the program. As of the end of the third quarter of FY2024,…

The Supplemental Nutrition Assistance Program (SNAP) helps people with low incomes avoid hunger and afford food. It stimulates the economy, improves individuals' success at school and work, and promotes better health. At the federal level, SNAP is operated by the Food and Nutrition Service (FNS) at the U.S. Department of Agriculture. SNAP's…

On July 23, the US Department of Agriculture (USDA) proposed a new rule that will restrict eligibility for the Supplemental Nutrition Assistance Program, or SNAP. On its own, the proposal will cut access to food assistance for about 3.1 million low income Americans, which will have significant consequences for individuals and families struggling…

Child applications and awards for U.S. Supplemental Security Income (SSI) fell sharply at the outset of the COVID-19 pandemic. Cumulative applications from April to September 2020 were about 30% lower than applications over the same period in 2019 with substantial variation in rates of decline across local areas. In this article, we explore the…

This report starts with an overview of child nutrition programs' funding structure and then provides detail on each program, including a discussion of how they are administered, eligibility rules for institutions and participants, nutritional and other program requirements, and recent policy changes. Changes to child nutrition programs that have…

This year, Newark Kids Count looks a bit different. Rather than a comprehensive data report, Advocates for Children of New Jersey (ACNJ) will be releasing smaller "snapshots," showing the impact of the pandemic on children and families with data currently obtained that can provide some insight for stakeholders in Newark. This first data…