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How Reforming Income-Driven Repayment Can Reduce the Burden of Student Debt
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Streeter, Michele; Sparks, Daniel – Institute for College Access & Success, 2022
Despite the availability of income-driven repayment (IDR) plans--and significant improvements to program design and generosity over time--too many federal student loan borrowers?continue to struggle with repayment. Many struggling borrowers never enroll in an IDR plan; even for some who do,?income-based monthly payments can?still be too high.…
Descriptors: Income, Student Financial Aid, Loan Repayment, Student Loan Programs