This document records testimony from a hearing held to discuss higher education and transparency as Congress is working to reauthorize the Higher Education Act. Member statements were presented by: (1) Honorable Susan A. Rankin, Ranking Member, Subcommittee on Higher Education and Workforce Development; and (2) Honorable Brett Guthrie, Chairman,…

Sallie Mae has conducted "How America Pays for College" annually since 2008, providing information about the resources American families invest in an undergraduate college education. This study focuses particularly on the planning and payment behaviors in a given academic year. Now in its seventh year, the study provides a compelling…

What problems are involved in the development and organization of data sources used in a research project on student aid? Problems faced are: (1) using data from sources that had combined information into different categories; (2) incomplete data on a topic; (3) the disparity in the numbers of students or dollars reported by different data…

This report examines the relationship between the amount of loans students take out during their undergraduate years and the decisions they make regarding careers and enrollment in graduate school. It uses data from the Baccalaureate and Beyond Survey (National Center for Education Statistics) of approximately 11,000 students who completed their…

Contained in this working report are the results of the Community Forum on Financial Assistance held on September 24, 1974 at Rhode Island Junior College. The two-hundred and fifteen people invited to the conference were asked by mail to rank the eight financial aid criteria in terms of importance for possible use in selecting financial assistance…

This summary report presents major findings of a study comparing repayment of student loans and the impact of educational debt on students' life decisions in 1985 and 1991. A survey was sent to a random sample of approximately 3,000 borrowers during repayment of their student loans in both 1985 and 1991. Useable surveys were received from 628…

This monograph consists, first, of a brief discussion of the methodology of a study comparing repayment of student loans and the impact of educational debt on students' life decisions in 1985 and 1991, and second, of extensive tables, profiles, and appendices which detail the study's findings. A survey was sent to a random sample of approximately…

The effect of indebtedness (undergraduate loan burden) after college graduation on the decision to pursue a graduate degree was studied for 899 individuals from the High School and Beyond study. Level of undergraduate debt was not a significant choice determinant. Some limitations of the methodology are discussed. (SLD)

This study examined, over a 3-year period, the ability of financial assistance for minority students to bridge the gap between generic higher education and the high-prestige, high-cost institutions that are associated with long-term economic benefits to graduates. Applying a variation of the status attainment model to data for the 1989-1990…