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Direct linkCobb, Ashley K. – ProQuest LLC, 2017
The rate of default on college loans in the United States is staggering and poses a major financial threat not only to the students who are unable to repay their student loans but the U.S. economy. For instance, in 2011, borrowers at nonprofit and for-profit 4-year colleges accounted for almost 50% of all federal loan recipients. College students…
Descriptors: Statistical Analysis, Loan Default, College Students, Student Loan Programs
Peer reviewed
Download full textChoi, Shinae; Gudmunson, Clinton G.; Griesdorn, Timothy S.; Hong, Gong-Soog – Journal of Financial Counseling and Planning, 2016
To meet college student needs for financial counseling, it is important to assess why they seek counseling and the extent to which differing financial situations are tied to financial stress. This study examined these issues with a sample of 554 college students who participated in financial counseling and found financial problems in various…
Descriptors: College Students, Student Needs, Counseling, Money Management
Menges, Kathleen K.; Leonhard, Christoph – Journal of Student Financial Aid, 2016
Research suggests that student loan borrowing has increased at the community college level. This trend is worrisome to many, as research is inconclusive regarding whether loans are positively correlated with achieving a college degree. Many also contend that choosing not to borrow a student loan due to loan aversion can negatively impact a…
Descriptors: Student Loan Programs, Paying for College, Community Colleges, Two Year Colleges
Chen, Rong; Wiederspan, Mark – Journal of Higher Education, 2014
This article examines debt burden among college graduates and contributes to previous research by incorporating institutional and state characteristics. Utilizing a combination of national datasets and zero-one inflated beta regression, we find several major themes. First, family income and college experiences are strongly associated with the…
Descriptors: Debt (Financial), College Graduates, Institutional Characteristics, Databases
Runyan, Lisa M. – ProQuest LLC, 2011
The purpose of this quantitative study was to examine time and efficiency to undergraduate degree completion. Four dependent variables were examined including semesters enrolled, semesters elapsed, graduation efficiency index (GEI), and alternative GEI. Many independent variables were assessed to determine if they had a correlation to time or…
Descriptors: Statistical Analysis, Undergraduate Students, Time to Degree, Graduation
Yang, Cheng-Cheng – ProQuest LLC, 2010
The expansion of higher education has become a significant trend in the East Asia region, and Taiwan has proven no exception. The driving forces of higher education expansion in Taiwan include enhancing national competitiveness and human capital, responding to social and industrial needs, and reducing educational inequalities among social groups.…
Descriptors: Higher Education, Human Capital, Family Income, Academic Achievement
