Federal grant aid is seen as more costly than college work-study or loan programs. The revolving National Direct Student Loan (NDSL) funds being built at institutions have tremendous potential. For the NDSL program the interest paid by the student remains in the fund for future loans. (MLW)

A guide for college administrators who are responsible for loan collection in the repayment of National Direct Student Loans (NDSL) is presented. Attention is focused on the difficulties created by loans with different terms and conditions. Repayment terms are discussed, and formulas are presented that are necessary to calculate the number and…

Federal costs of the National Direct Student Loan (NDSL) program and the Guaranteed Student Loan (GSL) program are compared, and alternatives to the current system of student financial assistance are discussed. It is estimated that over the life of the loan, the long-term federal costs of GSL and NDSL per dollar loaned are approximately the same…

The loss in selected federal student assistance programs in the states and by institutional control based on President Reagan's budget request for funding year 1983 is estimated. Funding levels for 1981-1982 for the campus-based programs (Special Education Opportunities Grant Program--SEOG, College Work-Study--CW-S, and the National Direct Student…

A reference guide to federal student assistance programs is presented with a description and history of funding provided for each. For most programs, there is an analysis of the distribution of funding by sector, type of institution, and state. Information is also included on sources of revenue for public and private colleges and universities,…

The distribution of student financial aid funds at the state level is described and some of the variables that are associated with the allocation of funds from the different programs are identified. This paper is divided into several sections. The first reviews the work done on measures of educational opportunity and analyzes the shortcomings of…

Current financial assistance files at three public colleges/universities were examined to determine whether there is discrimination of women in the award of financial aid. Attention was directed to several specific assistance programs: Basic Educational Opportunity Grant Awards, National Direct Student loans, Guaranteed Student Loans, Supplemental…

Four federal programs were investigated for inconsistencies in awarding financial aid to college students: the Supplemental Educational Opportunity Grants, Basic Educational Opportunity Grants, College Work-Study Program, and National Direct Student Loan Program. Their methods for determining student need and their legislative histories are…

The impact of student aid policies on women is assessed. Differences in the conditions affecting men's and women's need for aid are identified, along with actions that could improve women's participation in student aid programs. Gender issues in student aid policy include: loan burden, default, and bankruptcy; the award of merit scholarships;…