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Download full textSchenet, Margot A. – 1993
This report discusses recent changes in federal aid to postsecondary students enacted by Congress during 1992-93, focusing on the 1992 Amendments to the Higher Education Act and the 1993 Federal Direct Student Loan (DL) Program. The report reviews recent issues surrounding federal aid to postsecondary students, such as program accountability and…
Descriptors: College Students, Educational Attitudes, Eligibility, Federal Programs
Comptroller General of the U.S., Washington, DC. – 1987
The insurance premium rates that guaranty agencies charge student borrowers under the Guaranteed Student Loan program were analyzed by the U.S. General Accounting Office. The Higher Education Amendments of 1986 established a maximum rate (3% of the principal loan amount) that all agencies could charge student borrowers. Comparisons were made of…
Descriptors: College Students, Credit (Finance), Financial Services, Higher Education
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1983
Hearings on student loan consolidation are presented. Only the Student Loan Marketing Association (Sallie Mae) has the authority to consolidate student loans and that authority--scheduled to expire on August 1, 1983-- is being reviewed. State guarantee agencies have requested the statutory authority to consolidate loans. The findings of a study by…
Descriptors: College Students, Debt (Financial), Federal Aid, Hearings
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1985
Reauthorization of the Higher Education Act of 1965 is considered in this report of a hearing. Factors that affect students' financing of their college studies in Washington are addressed, including the tax structure, tuition, and the state's financial system. Recommendations for the legislation include: fund student financial aid at levels that…
Descriptors: Access to Education, Change Strategies, College Students, Debt (Financial)
Gladieux, Lawrence; And Others – 1985
Basic information about the federal Guaranteed Student Loan (GSL) program, including its status and the level of participation, is presented, and policy issues concerning cost, equity, efficiency, and administration are also identified. After specifying six criteria for evaluating options for change in the program, specific options are listed…
Descriptors: College Students, Credit (Finance), Eligibility, Evaluation Criteria
Stedman, Jim; Scott, Marcia – 1978
Information is provided on 14 federal programs providing financial assistance to undergraduate students in universities, colleges, and vocational/technical schools. The programs provide three different types of assistance: grants (or scholarships), loans, and job earnings. Grants and scholarships do not have to be repaid, but loans do. Some of the…
Descriptors: Access to Education, College Students, Eligibility, Federal Aid
National Commission on Student Financial Assistance, Washington, DC. – 1983
The need for efficient and effective systems to deliver financial assistance to students and to administer the Guaranteed Student Loan (GSL) program is assessed, and recommendations for improving delivery systems are provided. Attention is directed to the delivery of Pell Grant and campus-based assistance, the provision of information to current…
Descriptors: College Students, Delivery Systems, Federal Regulation, Government School Relationship
Moore, Donald R. – Journal of Student Financial Aid, 1975
Since the Guaranteed Student Loan Program was changed from a loan of convenience to one of need, slightly fewer students at State University College at Cortland, New York, are borrowing money but they are borrowing slightly more per loan. The author concludes that changes have neither helped nor hurt students. (JT)
Descriptors: College Students, Federal Programs, Higher Education, Student Financial Aid
McPherson, Michael S. – 1988
This discussion of how the effectiveness of federal student aid can be evaluated is framed in terms of three questions: (1) Has federal student aid expanded educational opportunity; that is, has it encouraged the enrollment and broadened the educational choices of disadvantaged students? (2) Has federal student aid made the distribution of higher…
Descriptors: College Students, Disadvantaged Youth, Educational Opportunities, Educational Policy
Hauptman, Arthur M. – 1983
Perspectives on defaults occurring under the two major federal student loan programs, Guaranteed Student Loans (GSL) and National Direct Student Loans (NDSL), are presented. Attention is directed to differences in the size and mode of operation of these programs, the extent and costs of default, comparisons with other types of loans, and the…
Descriptors: College Students, Expenditures, Federal Aid, Higher Education
College Entrance Examination Board, Washington, DC. – 1981
The Reagan Administration's proposals concerning the Guaranteed Student Loan (GSL) Program and possible alternatives are examined. A variety of proposals are analyzed in terms of the estimated cost savings and potential effects on the supply of and demand for student loans. Background is also included on the history of legislative changes and…
Descriptors: Change Strategies, College Students, Cost Effectiveness, Eligibility
PDF pending restorationOffice of Education (DHEW), Washington, DC. – 1978
Guidelines for students seeking financial aid are provided for six federal programs. General information about seeking financial aid and rights and responsibilities of the student as consumer are outlined. The following federal aid programs are covered: the Basic Educational Opportunity Grant Program, the Guaranteed Student Loan Program, the…
Descriptors: College Students, Federal Aid, Financial Support, Higher Education
Smith, Malbert; And Others – 1980
The impact of the Middle Income Student Assistance Act (MISAA) program was evaluated through analysis of financial aid to cohorts of students before and after MISAA, a longitudinal examination of a sample of students before and after its enactment, and a macro-level analysis of the effect of MISAA on the relationship between income and aid. The…
Descriptors: Access to Education, Cohort Analysis, College Students, Federal Aid
Congress of the U.S., Washington, DC. House Committee on Education and Labor. – 1988
Recommendations of the Belmont Task Force concerning the problem of student loan defaults are offered to the U.S. House of Representatives. The task force concludes that the purpose of the Guaranteed Student Loan (GSL) program has changed significantly in the last decade. While originally established as a loan of convenience for middle-income…
Descriptors: College Students, Economically Disadvantaged, Financial Policy, High Risk Students
General Accounting Office, Washington, DC. Div. of Human Resources. – 1987
The loan collection practices and procedures of guaranty agencies and ways to reduce default costs were assessed by the U.S. General Accounting Office at the request of Congress. Questionnaires were completed by 58 guaranty agencies and visits were made to eight agencies. Before revised regulations were issued by the U.S. Department of Education…
Descriptors: Agency Role, Change, College Students, Credit (Finance)
