The North Carolina Promise (NC Promise) is an education subsidy program that sets in-state tuition at $500 per semester and out-of-state tuition at $2500 per semester for all undergraduates at four campuses of the University of North Carolina (UNC) System campuses applies to all undergraduate students beginning with the Fall 2018 semester. A goal…

In the United States, 44.7 million individuals carry student loan debt (Bustamante, 2020). Female students borrow money at higher rates than males (Qian & Fan, 2021). First-generation students borrow more than students whose parents attended college (Redford & Hoyer, 2017). Therefore, female first-generation students carry the highest…

Two studies were conducted to better understand the association between higher education and adult success from the perspective of young adult student loan borrowers five years after graduating. Data for both studies were drawn from the Arizona Pathways to Life Success (APLUS) project. This sample borrowed during a period of changing economic…

This research study attempted to understand the implications of a last-dollar, free community college program, otherwise known as a College Promise Program, and its ability to provide educational access, academic success, and degree attainment for the neediest of students. Three research questions focused on the relationship between eligibility…