Education tax credits provide federal financial aid to a wide expanse of American taxpayers; however, little research or analysis has been done on these costly programs. There has been little evidence of its link to college enrollment growth. This descriptive paper outlines the establishment of education tax credits, their original intent, and the…

In response to Fischer (HE 527 626), the author considers a proposal to simplify need analysis in Pell grants and other federal need-based student aid as a good start toward getting policymakers to achieve more consistent assessments of student financial need, but more work by many parties to create a system producing more realistic need…

The uneven but significant role of policy research in forming federal student financial aid programs in the last 15 years is discussed and the implications for the reauthorization of the Higher Education Act in the mid-1980's are examined. (MSE)

Research on changes in the design of the federal Pell Grant Program between 1973-74 and 1988-89 is reported, with focus on changes in the formulas used to calculate the Student Aid Index and the payment schedule, especially with reference to actual direct and indirect college attendance costs. (Author/MSE)

The popularity of no need scholarships in the United States, the ebb and flow of federal financial aid programs, and the changing academic character of the student body served and influenced by these efforts are described. The use of scholarships as recruiting tools is discussed. (MLW)

A study analyzed characteristics of 392 University of Dayton (Ohio) students borrowing through the Perkins Loan Program to discover their relative impact on loan default behavior, and developed a model to help predict individual potential defaulters. Financial aid policy recommendations aimed at reducing default costs at the institution are…

Analysis of the evolution of the regulatory process in federal student aid looks at the ability of stakeholders to influence results and concerns about overregulation. Alternative regulatory approaches, considered less burdensome, are examined, and the appropriateness of using student financial aid policy to achieve social and political objectives…