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Understanding Loan Aversion in Education: Evidence from High School Seniors, Community College Students, and Adults. CEPA Working Paper No. 16-15

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Boatman, Angela; Evans, Brent; Soliz, Adela – Stanford Center for Education Policy Analysis, 2016

Student loans are a crucial aspect of financing a college education for millions of Americans, yet we have surprisingly little empirical evidence concerning individuals' unwillingness to borrow money for educational purposes. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using…

Descriptors: Student Loan Programs, Student Financial Aid, Resistance (Psychology), College Students