Research on digital divide is on the ascendancy; however, there have been relatively few studies assessing digital inclusion focusing on how technological savvy was acquired by digital immigrant mobile phone users to explore the myriad opportunities of their mobile phones. Using semi-structured interviews this paper assesses digital inclusion as it explores how market women in Accra acquire technological savvy to use their mobile phones. The study findings show the importance of informal learning in the acquisition of digital literacy among digital immigrants: as majority of these women were able to use their mobile phones for the first time based on the informal teachings they received from their children. However, they appear to be digitally excluded as they under-utilized the mobile phone they own. They use their mobile phones predominantly for calling due to their low educational levels. For a fully digitized economy to be realized in Ghana, these women need adult literacy and market-based programmes that focus on developing digital literacies to enable them fully to join the digital society. Hence, there should be a call for adult education practice by promoting lifelong learning opportunities for all digitally excluded to attain 21st century skills to become part of the digital economy. [For the full proceedings, see ED613257.]