During academic year (AY) 1996-97, 83,000 students left Texas postsecondary institutions with $882 million in federally guaranteed loans. This study attempts to analyze the cumulative Texas Guaranteed Student Loan Corporation loan indebtedness of student borrowers who left postsecondary educational institutions from AY 1991 through 1997. The major…

The failure of students to repay federally insured loans has led to an increased emphasis on default prevention and threatens institutions with high default rates with exclusion from federal student aid programs. Prior studies of default prevention using theoretical constructs based on economics, sociology, and psychology have yielded mixed…

Two contentions are examined in this report: that community colleges receive a smaller amount from state and federal assistance programs than they should in view of the less affluent population they serve, and that there is, on the other hand, a prevalence of individual over-awarding at these colleges. The report first discusses the difficulties…