Academic advisors likely will encounter financially at-risk (FAR) students who jeopardize their chances of completing a college education and compromise their economic futures by accruing burdensome debt. Students may use loans and credit cards to pay for the necessities of a college education, but many also generate personal debt by financing…

When borrowers default on a federal student loan, it can have catastrophic consequences. Their credit scores drop dramatically, severely curtailing their ability to afford a home or a car, and even limiting their ability to sign up for utilities. The cost of their loan rises as late fees pile up. Moreover, the federal government can garnish…

Changing state revenues have prompted heightened concern about the immediate short- and long-term future and stability of state investments in higher education. The 2007 Survey of the National Council of State Directors of Community Colleges (NCSDCC) is the third administration of questions to determine questions of access, funding and overall…

Newark's image has begun to change in recent years. High-profile construction projects downtown and a boom in new housing have been among the visible signs of change. Improvements on measures of child and family well-being have added to the impression of the city moving in a positive direction. Child poverty rates fell in recent years. Incomes…