Title IV of the Higher Education Act of 1965 (HEA; P.L. 89-329, as amended) authorizes the operation of three federal student loan programs: the William D. Ford Federal Direct Loan (Direct Loan) program, the Federal Family Education Loan (FFEL) program, and the Federal Perkins Loan program. While new loans are currently authorized to be made only…

The Department of Health and Human Services submits this report to the House Appropriations Committee in response to the following language the House Report 116-450: (1) Impact of the Federal Poverty Guideline. -- The Committee recognizes emerging challenges in Head Start's ability to fulfill its purpose of serving low-income children and their…

Among all children under 18 years in the United States, 38 percent live in low-income families and 17 percent--approximately one in five--are poor. This means that children are overrepresented among the nation's poor; they represent 23 percent of the population but comprise 32 percent of all people in poverty. Many more children live in families…

Safety net programs emerging from the War on Poverty and later antipoverty efforts such as Head Start, Medicaid, the Earned Income Tax Credit (EITC), and the Supplemental Nutrition Assistance Program (SNAP), among others have reduced poverty, and strengthened longer-term outcomes for poor children, leading to better health and greater economic…

Two years after the U.S. Department of Education awarded $650 million in Investing in Innovation grants, some of the winners are still facing financial uncertainty. Other grantees have also encountered problems with matching funds coming through, and some nonprofit grantees have been forced to contribute their own money to match the initial…

Two years after Congress made the federal government's largest one-time investment in the nation's public schools, the American Recovery and Reinvestment Act--the economic-stimulus package--has prevented massive teacher layoffs, spurred states to devise sweeping education overhaul plans, and invigorated the national conversation about turning…

A hefty body of evidence documents the phenomenon of "summer learning loss," but consensus on the attributes of effective summer intervention, especially when it comes to access to high-quality teaching for students most at risk of falling behind, is only starting to emerge. Now, though, a handful of districts are beginning to wrestle with the…

The recent financial crisis brought about dramatic changes in the way that the Federal Reserve, the nation's central bank, conducts monetary policy. One challenge for high school educators going forward will be to strike a balance between the teaching of traditional monetary policy and the teaching of the monetary policy used during these…

How well a particular industry fares during any given time has an impact on countless other industries and consumers. Case in point--rising gas prices are affecting everything from airfares to the price of getting a pizza delivered. This article describes a similar situation that is happening with the wave of home foreclosures as the subprime…

Many low-income families struggle with stable housing and frequently have to move due to foreclosures, rent increases, or other financial setbacks. Children in these families can experience lasting negative effects, especially those who are young and still developing basic learning and social skills. A joint NRC-IOM committee held a workshop in…

Supporters of the new direct student loan program are critical of the private loan-guarantee agencies that cover lender losses on defaulted loans, portraying them as greedy, inefficient, and plagued by conflicts of interest. In turn, the agencies and banks doubt federal capacity to manage student borrowing. (MSE)

Describes how a policy shift by the National Endowment for the Humanities has left regional grant recipients scrambling to make new plans. (EV)

This paper studies the nature and impact of credit constraints in the market for human capital. We derive endogenous constraints from the design of government student loan programs and from the limited repayment incentives in private lending markets. These constraints imply cross-sectional patterns for schooling, ability, and family income that…

The Scholarly Publishing and Academic Resources Coalition (SPARC), a strategic initiative founded by the Association of Research Libraries, is a catalyst for promoting a scholarly communication environment that is more open, financially tenable, and supportive of the current research and information needs of academe. Established in response to…

This document, one in a series developed to provide technical assistance to 22 Long-Term Care Gerontology Centers, is designed to be a financial resource guide. Current major funding sources are detailed, followed by an examination of the issues and problems associated with current financing systems. Programmatic issues associated with Medicare…