Argues that government programs and regulations have hampered the effectiveness of public education, that efforts to involve parents and students in the running of schools have not resulted in democratic governance, and that giving adult rights to adolescents has created an imbalance of authority. Offers suggestions for correcting the imbalances.…

A proposed change in federal student loan policy from providing loans through lending institutions to providing loans directly to students is of enormous importance to higher education, with major implications for colleges and universities. There are powerful arguments pro and con. Institutions must ensure they and policymakers understand the…

A discussion of the problem of student loan defaults places the issue in the context of loan program history and current federal policy. It argues that the situation is more complex than some public officials admit, and that short-term solutions will not effectively address the long-term problem. (MSE)

It is the peculiar genius of the United States that everyone bears some responsibility for higher education: parents, students, state and federal governments, alumni, business, and philanthropists. In deciding each partner's share of the cost, it must be remembered that what one partner saves must be paid by someone else. (Author/MSE)

The 1980s saw renewed emphasis on parental and student responsibility for financing college, as federal aid programs and family income lagged behind costs. These shifting burdens occurred largely without design. More explicit attention should be given to how responsibility is distributed and assuring support mechanisms are adequate. (Author/MSE)

Section 439A of the Education Amendments of 1976 restricts the dischargeability of federal student loans to cases of "undue hardship." The origin, applications, and legal procedures involved in Section 439A and in Section 523(a) of the new Bankruptcy Code are examined and suggestions are made for determining the meaning of "undue…

Implications for future generations of college loan program changes are examined. The idea of who should pay for college is explored from the perspective of economic theory. It is concluded that new loan programs must be monitored carefully so they do not shift the burden of college payment from parents to students. (MSE)