People who are impacted by the criminal justice system ("system-impacted") face barriers when seeking financial aid to pay for college. Between the late 1960s and the early 2000s, Congress created laws that prohibited incarcerated students and students with certain criminal convictions from receiving federal grants and loans. This paper…

In the nearly fifty years since the adoption of the Higher Education Act of 1965, financial aid programs have grown in scale, expanded in scope, and multiplied in form. As a result, financial aid has become the norm among college enrollees. The increasing size and complexity of the nation's student aid system has generated questions about…

This report discusses the current state of higher education, with a brief high-level overview of the market and a more detailed discussion and analysis of the financial aid system. It also discusses the important changes President Obama has made to make higher education more accessible and affordable. The key findings are: (1) The economic returns…

This Postsecondary Education Descriptive Analysis Report uses data from the National Postsecondary Student Aid Studies (NPSAS:96, NPSAS:2000 and NPSAS:04) to examine trends in Stafford loan borrowing among undergraduates. NPSAS consists of nationally representative survey data that focus on student financial aid and the enrollment and background…

A program designed to provide student aid has spun out of control, becoming a cash cow for colleges and universities. The Department of Education has not adequately controlled the Federal Family Education Loan Program (FFELP), according to a recent report from the Government Accountability Office (GAO). Originally, traditional lending institutions…

Recent developments on the topic of Guaranteed Student Loan defaults are summarized, in light of a recent shift in the focus of default reduction efforts from loan originators to the schools themselves. Background information on recent default reports is provided, the recommendations of the Secretary of Education are discussed, and the legislative…

This paper offers proposals for streamlining and simplifying the federal student loan programs in light of legislative and budgetary changes in progress during the early part of the Clinton Administration. The recommendations are based on 35 proposals submitted by institutions, associations, guaranty agencies, secondary markets, lenders, and loan…

The first section of this report provides information on hurricane-recovery efforts. The second section of this report provides a summary of the work concluded in the area of elementary and secondary education, special education, and post-secondary education programs over the last six months. For 26 years, helping the Department identify and…

Creative ideas recently emerging to help families cope with rising educational costs are reviewed, including state and federal level savings plans, alternative loan programs, guaranteed access plans, and public service proposals. (Author/MSE)

The Guaranteed Student Loan (GSL) program's current operations, legislative history, and growth are reviewed, along with research needs. GSLs are made by lenders to college students, and the federal government guarantees them and provides incentive payments to lenders and subsidy payments on behalf of students until loan repayment begins. Today,…

German primary vocational training is characterized by the Dual System, a system of alternating education with two major partners--business and special vocational education. It coordinates and integrates both theoretical and practical training. Students who complete compulsory education at age 15 may choose this vocational alternating training…

This paper outlines the major issues to be considered, and the tasks to be undertaken, by the Advisory Committee on Student Financial Assistance's Subcommittee on Need Analysis and Delivery System. In particular, the subcommittee's plans to address the following three areas are described: (1) opportunities for further simplification and…

This literature review examines the effectiveness of student financial aid in light of doubts raised about it at the start of the 1980s and subsequent cuts in federal support for student aid as a result of those doubts. The review has three objectives: to determine whether there are reasons to doubt the effectiveness of student aid; to determine…

It is the peculiar genius of the United States that everyone bears some responsibility for higher education: parents, students, state and federal governments, alumni, business, and philanthropists. In deciding each partner's share of the cost, it must be remembered that what one partner saves must be paid by someone else. (Author/MSE)

This paper analyzes three higher education grant programs in South Dakota: the Indian Education Grant; the Student Incentive Grant (SIG); and the Tuition Equalization Grant (TEG). The Indian Education Grant was created in 1949 by the legislature to provide 30 higher education scholarships for Indians. Since its inception, the Indian Education…