These instructional materials are designed for presenting home ownership information to learners of English as a Second Language (ESL). Eleven lessons are organized into four units addressing the process of ownership, including: deciding to buy a home (determining that current living quarters are too small, getting money to buy a home, credit…

This facilitator's guide explains how to lead a series of five sessions (study circles) designed to foster public dialogue and problem solving among citizens interested in meeting the challenges of community growth and development. The document begins with an introduction to the concept of study circles that examines the following: definition of…