Student loans can help fill cost gaps created by insufficient grants, scholarships, and family income in funding a postsecondary education. Whereas receipt of grant aid does not require repayment, student loans must be repaid with interest. Loans provide students with additional choices, such as living independently (instead of living with parents…

Using a multi-method approach involving fixed effects and logistic regressions, this study examined the effect of the Oklahoma's Promise Program on student persistence in relation to the Pell and Stafford federal programs and according to socio-economic characteristics and class level. The Oklahoma's Promise is a hybrid state program that pays…

This background paper on institutional lending examines institutional lender policy in the Stafford Student Loan Program, the study of which was mandated in the 1986 reauthorization of the Higher Education Act. The paper's particular purpose, however, is to familiarize the reader with the general operation of programs and the historical…

Tables, graphs, and text summarize the most recent statistics available on financial aid available to students in postsecondary education including virtually all federal aid and the vast majority of state and institutional assistance. It revises earlier 1990s data and provides estimates for the academic year 1995-96. Study highlights include: (1)…

This publication is intended as a reference tool for secondary school counselors to help prospective postsecondary students with their financial aid application process. A section on student financial aid discusses how to apply for aid, when to apply, and how the process proceeds. This section covers the federal government application form, Free…

This almanac contains 20 tables on Oregon higher education financial aid developed with data that the Oregon State Scholarship Commission collected when it surveyed 71 institutions in the state in October, 1993. Other sources of information include files of the Oregon Federal Family Education Loan program, Federal Department of Education summaries…

This publication reports on the activities of the Oregon State Scholarship Commission (OSSC) and the status of the programs it oversees during the two-year period from July 1, 1993 through June 30, 1995. A brief report from the executive director reviews the period's substantial reductions in state funds and rapid growth in private award programs.…

The United States is losing high-paying jobs to countries that produce a more reliable supply of college graduates in math and science. Texas faces its own economic slowdown if it is unable to graduate more students with bachelor's degrees. The state has been addressing many of the obstacles students face in earning a four-year degree. Outreach…