This guide is designed to help school financial aid administrators provide effective entrance counseling for first-time student borrowers of subsidized Federal Direct Stafford/Ford Loans and Federal Direct Unsubsidized Stafford/Ford Loans. A section on what is required for entrance counseling specifies both regulatory requirements and the…

Historical data concerning the federal Guaranteed Student Loan Program/Stafford Student Loan Program/Family Education Loan Program are presented, tracing default rates since 1980 and the population distributions for borrowers by institution type (overall, collegiate, noncollegiate, public or private, two- or four-year, proprietary). Individual…

This study used data from the 1996 National Postsecondary Student Aid Study to compare the demographic characteristics, income levels, educational costs, and financial need levels of Perkins loan and Stafford loan borrowers in academic year 1995-96. Major findings indicated the following: nearly 63 percent of undergraduate Perkins loan borrowers…

The "Student Financial Aid Handbook" explains the policies and procedures required for institutions of higher education to administer federally funded student financial assistance programs properly. This volume clarifies a school's responsibility with respect to Stafford and PLUS loans. These loans are offered through two delivery…

Discussion of the need for the Perkins Loan Program examines recent trends in borrowing under this and the Stafford Loan Program, comparing demographic characteristics, income levels, educational costs, and financial-need levels of loan recipients. It is concluded that the Perkins program continues to play a vital role in providing need-based aid…

Distribution of federal expenditures for interest benefits, special allowance payments, default claims reinsurance, and administrative cost allowances among over 61,000 borrowers is described, including in-school, grace and repayment periods by institution type, years enrolled, dependency status, and family financial circumstances. (Author/MSE)

This handbook, consisting of an introduction and ten chapters, explains the 19992-93 procedures that higher education institutions must follow in administering the federal government's Student Financial Assistance (SFA) programs. Chapter One describes the organizational structure for areas of the Department of Education directly involved in the…

This publication is intended as a reference tool for secondary school counselors to help prospective postsecondary students with their financial aid application process. A section on student financial aid discusses how to apply for aid, when to apply, and how the process proceeds. This section covers the federal government application form, Free…