College-in-prison programs are positioned to expand substantially under the reinstatement of Pell Grant eligibility for people in prison. While this change will enable more students who have been systemically excluded from higher education to attend college, degree completion is rare during incarceration and post-release. Student perspectives can…

With tuition increasing at a faster rate than inflation, many college students depend on grants to access education. The largest of these, the federally funded Pell Grant, subsidizes over 30 billion a year worth of tuition for eligible students (Cardona, 2023) yet no longer meets its goal of covering 75% percent of tuition costs. While the…

Many college students struggle to make ends meet while enrolled and sometimes must turn to a wide variety of safety net resources, including official government programs, borrowing from family, and selling belongings. This brief examines data from 63,751 undergraduate students who responded to Trellis' Fall 2021 Student Financial Wellness Survey…

Black students are more likely to take on debt, borrow higher amounts, and struggle with repayment than their peers, because they generally have fewer resources to pay for college, thanks to the ongoing generational effects of systemic racism. This debt burden has far-reaching financial consequences, and many Black borrowers are unable to afford…

This qualitative study examines how 30 low-income students' sense of belonging is affected by financial constraints. Guided by Strayhorn's (2012) sense of belonging concept, 30 low-income participants discussed how their financial positioning shaped their belongingness experiences. Findings illustrated participants' financial position shaped sense…

"Casualties of College Debt" uses the latest federal data on delinquency and default to better understand who student loan defaulters are, explores key themes of who defaults and why that emerged across over 20 in-depth conversations with a diverse group of experts, and lifts up the lived experience of default through voices of borrowers…

Colleges and universities are paying increasing attention to students' transition into post-secondary education, including the provision of support to freshmen through structured First-Year Experiences (FYEs). Although low- and-moderate-income students are participating in post-secondary education at increased rates, their performance remains…

Objective: The purpose of our study was to identify the factors associated with federal loan default among a nationally-representative sample of community college students. The guiding research question was: For community college students who borrow federal loans, to what extent do demographic, academic, and enrollment characteristics relate to…

Established in the 1920s, the Education Policy Center (EPC) is the oldest center or institute at The University of Alabama. Our work centers on four interrelated areas: (a) access and finance of public higher education, (b) college completion, (c) Pell Grants, and (d) rural community colleges. As place-based institutions with service delivery…

The Advisory Committee's 2010 report, "The Rising Price of Inequality," found that need-based grant aid from all sources was inadequate by examining the enrollment and completion rates of low-income high school graduates who seek to earn a bachelor's degree and are qualified to gain admission to a 4-year college. The major finding was…

The Academic Competitiveness (AC) and National Science and Mathematics Access to Retain Talent (SMART) Grants were established by the Deficit Reduction Act of 2005. The grants provide merit-based financial aid to certain low-income college students eligible for Federal Pell Grants and are administered by the Department of Education (Education).…

A growing body of empirical evidence shows that some financial aid programs increase college enrollment. Puzzlingly, there is little compelling evidence that Pell Grants and Stafford Loans, the primary federal student aid programs, are effective in achieving this goal. In this paper, we provide an in-depth review of this evidence, which taken as a…