The federal government is the lender for the current student loan system, but replacing it with a system that harnesses the advantages of a marketplace of private lending would save $212 billion over the next 10 years while also benefiting students by helping them avoid risky educational choices. Due to ongoing court cases and upcoming regulatory…

Private loans are one of the riskiest ways to finance a college education. Like credit cards, these bank- and lender-originated loans typically have variable interest rates, and these rates are often higher for those who can least afford them. Private loans are not eligible for critical protections and supports that are afforded to federal student…

The Public Health Service Act (PHSA, 42 U.S.C. §§201 et. seq.) authorizes five student loan programs administered by the Department of Health and Human Services (HHS) through the Health Resources and Services Administration (HRSA): (1) Health Professions Student Loans; (2) Loans for Disadvantaged Students; (3) Primary Care Loans; (4) Nursing…

This report shares the findings from the 2025 Ruffalo Noel Levitz (RNL) National Alumni Survey, a research study based on survey data from more than 50,000 alumni. In collaboration with 21 institutions, alumni were invited to describe their volunteer activity, what inspires them to give, satisfaction with and sense of current connection to their…

The Tuition Assistance Program (TAP) is New York's primary aid program, accounting for 80 percent of state financial aid awards to students attending public, private non-profit, and for-profit higher education institutions in the state. TAP is available to students attending two-year or four-year degree granting programs as well as students…

Many Latino students believe college provides an opportunity for economic and social mobility to reach the American Dream. Latino students also demonstrate financial need and leverage various cost-saving measures to make college more affordable. Concurrently, select colleges and universities are working to improve their policies and practices to…