Despite substantial investments in financial aid programs, the available aid often falls short of covering the total cost of attendance (Hanson, 2023). Today, college expenses represent 30% of the annual median family income, pushing many students to rely on loans to finance their education (US Census Bureau, 2023). Among student loan borrowers,…

This report presents the results of an annual survey (1989-90) of states with general programs of scholarship or grant assistance for undergraduate study. Section I presents highlights and a summary of the survey's results. Section II offers comparative program statistics for 1988-89 and 1989-90 with some data from earlier years. Section III…

This report evaluates the Teacher Education Loan Program in Ohio based on an analysis of survey responses of 57 recipients and 47 non-recipients of these loans in 1990-91. Data were also obtained from administrators of the program and publications and statistics provided by the program. Questions asked were intended to discover the program's…

Factors contributing to the current student financial aid crisis in higher education are outlined, including rising tuition costs, federal tax law changes, and a policy shift from grants to loans. Federal and state responses to the crisis are examined, and their relative merits are discussed. (MSE)

This publication is intended as a reference tool for secondary school counselors to help prospective postsecondary students with their financial aid application process. A section on student financial aid discusses how to apply for aid, when to apply, and how the process proceeds. This section covers the federal government application form, Free…

This report describes the status of State and federal financial assistance available to students enrolled in postsecondary institutions located in New York State during the two academic years, 1987-88 and 1988-89. The introduction contains a brief overview of State and federal student assistance programs and highlights recent developments in those…

The "Student Financial Aid Handbook" explains the policies and procedures required for institutions of higher education to administer federally funded student financial assistance programs properly. This volume describes student financial aid programs administered at the state level. Students must meet state eligibility criteria to…

This report presents statistics and other information concerning trends in, and the current (1991) status of, various student financial aid programs in New York State. Among the report's findings are the following: (1) New York State spent more on student aid in 1990-91 than 1989-90 out of a smaller State higher education budget; (2) despite the…

Descriptions of federal and New York State financial aid programs are provided that may be used in preparing catalogs or bulletins. Information is included on application procedures, method of selection of recipients and allocation of awards, award schedule, and responsibilities of recipients. The state- administered programs include the…

A study was conducted using findings of the 1983-84 Student Aid Recipient Survey (SARS) to isolate information about financial aid recipients attending public community colleges on a full-time basis. Highlighted findings included the following: (1) aid recipients attending community colleges were older than traditional college students, more…

Sources of funds for students at private colleges are assessed, along with major changes in student financial aid during 1979-1984, based on the Student Aid Recipient Data Bank of the National Institute of Independent Colleges and Universities. A random sample of actual student financial aid records was examined in order to show how aid is…

This report summarizes Colorado student aid program expenditures for 1992-93. The report reveals that: (1) the Colorado General Assembly provided $37.2 million for Colorado student aid programs for the 1992-93 fiscal year; (2) the total number of state aid awards and the average award increased in 1992-93 to an average of $908; (3) financial aid…

Information for postsecondary institution financial aid administrators on the major federal student financial aid programs authorized under Title IV of the Higher Education Act (HEA) of 1965 and its amendments is provided. Nine chapters cover the following: (1) introduction (office of student financial assistance organization, debt collection and…

This resource paper provides an overview of student financial aid and discusses the roles and responsibilities of those who play a significant part in the process of providing aid to students with disabilities. The paper also addresses the financial aid application procedure and suggests timeliness and resources for those individuals who are…

Research on colleges in Indiana is used to examine how federal, state, private, and institutional financial aid programs and practices interact with each other to determine the total amount of gift-aid a student receives, and how the relationships can dilute or enhance a program's implicit targeting policies. Several case scenarios are used as…