Analysis of effects of different student financial aid types on year-to-year persistence of high school seniors of 1980 found social and educational background had differential effects at different points in the college experience, college experiences were influential, student aid had a positive effect on persistence, and loans promoted…

The University of Oregon's financial aid director describes the success of the Federal Direct Student Loan program in its first year at the institution. No significant program disadvantages were experienced, and its advantages included flexibility of administration, ease of data management with the servicer, decrease in office workload, and…

A study investigated the effect of emergency loans of up to $275 on retention among 504 loan applicants (347 granted and 157 denied) at 1 university. Results indicate the loans had little or no effect on the likelihood of a student remaining in college. (Author/MSE)

A study compared college student income and cost of living (housing, food, and some additional expenses) in relation to income at Leeds Polytechnic and five other geographically diverse British institutions. The study was undertaken to assess the need for and impact of a new national student loan program. (MSE)

A study investigated the effectiveness of exit interviews as tools for reducing or predicting student loan delinquencies and found a relationship between repayment and completion of the exit interview. Interview completion was related to academic level and race. Type of exit interview (personal or mail) was not related to repayment delinquency.…

Essentially an application of installment purchase concepts to higher education, the Zero Cash Plan allows students without cash from family resources for room, board, and tuition to attend Cazenovia College (New York) by deferring parent contributions until after graduation. The program has evolved to meet changing student and institution needs.…

A discussion of the Canada Student Loans program argues that it lacks vertical and horizontal equity and creates a work disincentive, program rules need updating to reflect inflation and tax rate changes, and the government is controlling the cost of program interest subsidy inefficiently. An alternative program design is proposed. (Author/MSE)

This advisory report investigates the possible simplification of the Federal Family Education Loan Program (FFELP) and considers the issue of federal direct lending. The evaluation indicates that complexity in the FFELP is due to multiple, overlapping loan programs with conflicting terms and conditions. Nonstandard policies, procedures, forms, and…

A study investigated the effects of changes in institutional aid strategies on student persistence, exploring the implications of increased reliance on loans at a private university. Increases in grants and loans appeared to improve student persistence. However, students' increased loan burden should be considered. The study also suggests that new…

This Advisory Committee's final report presents study activities, findings, and recommendations for the simplification of the Federal Family Education Loan Program (FFELP). Analysis showed that the current FFELP program structure and operations are needlessly complex and require major reform. An interim report providing recommendations for the…

This paper examines the problem of determining how effective student aid programs have been in promoting the college enrollment of lower income and disadvantaged students and analyzes the institutional means through which federal aid policies have been implemented. The importance of considering the key role of state and institutional responses to…

This guide is intended as a self-evaluation questionnaire for those institutions conducting internal reviews of financial aid programs and of their compliance with federal regulations. It addresses recommended good administrative practices with a view to minimizing incidents of misrepresentation and providing a clear audit trail. Title IV programs…