This publication is intended as a reference tool for secondary school counselors to help prospective postsecondary students with their financial aid application process. A section on student financial aid discusses how to apply for aid, when to apply, and how the process proceeds. This section covers the federal government application form, Free Application for Federal Student Aid (FAFSA), as well as information specific to Oregon. The next section describes scholarships and grants administered by the Oregon State Scholarship Commission (OSSC) including four state-funded Oregon grants (Oregon Need Grant program, State Grant Supplemental Award, the Barber & Hairdresser Grant Program, and a program for disabled peace officers), two selected federal grant programs--the Paul Douglas Teacher Scholarship program and the Robert Byrd Honors Scholarship (though there is no funding for the first and uncertain funding for the second), and 125 privately funded scholarships. The next section describes federal student loan programs including the Federal Family Education Loan program, the Federal Stafford Loans, Federal PLUS Loans, and Federal Direct Loans. Appendixes contain a copy of the FAFSA, Title IV codes for all Oregon colleges, further application information, a list of financial aid offices, a list of reference books and pamphlets, and the OSSC's World Wide Web page address. (Contains 21 references.) (JB)